Trusted by SACCOs Across Africa

The Smart Way to Manage Your SACCO

TujiAccount is a complete SACCO Management System designed to automate member registration, savings, loans, accounting, dividends, reports, mobile payments and everything your SACCO needs to grow.

Trusted Technologies

Cloud Ready Mobile Money SMS Integration Multi-Branch Secure
TujiAccount Dashboard
⚠️ The Challenge Many SACCOs Face

Managing a Growing SACCO
Shouldn't Feel Like a Daily Struggle.

Many SACCOs still rely on spreadsheets, paperwork and disconnected systems that slow operations, increase errors and make decision-making difficult. As membership grows, these challenges become even bigger.

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Endless Paperwork

Member records, savings and loan applications are scattered across files, making them difficult to manage and easy to lose.

Slow Loan Processing

Manual approvals delay loan disbursement and frustrate members who expect quick financial support.

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Accounting Errors

Manual calculations often result in inaccurate balances, reconciliation issues and costly financial mistakes.

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Delayed Reports

Preparing financial reports for meetings can take days instead of generating them instantly.

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Poor Communication

Members miss important updates, loan reminders and meeting notices due to ineffective communication channels.

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Limited Transparency

Without proper audit trails and real-time insights, accountability becomes difficult and trust can decline.

Your Members Expect Speed, Transparency & Convenience.

Modern SACCOs need more than spreadsheets and paperwork. They need an intelligent platform that automates operations, improves financial accuracy, enhances member experience and supports sustainable growth.

Your members deserve better.
🚀 Meet TujiAccount

Everything Your SACCO Needs.
All In One Secure Platform.

TujiAccount transforms the way SACCOs operate by bringing members, savings, loans, accounting, reports and communication together into one intelligent cloud platform. Spend less time on administration and more time growing your organization.

TujiAccount Dashboard
👥

Simplify Member Management

Register members, track profiles, manage shares and maintain complete records from one secure dashboard.

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Automate Savings & Loans

Process contributions, approve loans, calculate interest and monitor repayments automatically.

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Real-Time Financial Reports

Access accurate financial statements, member reports, cash flow and performance insights instantly.

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Stay Connected

Notify members through SMS and email, share loan updates, payment reminders and important announcements in seconds.

Why TujiAccount?

Focus On Growing Your SACCO.
We'll Handle The Complexity.

Stop wasting valuable time on paperwork, manual calculations and disconnected systems. With TujiAccount, every transaction, approval, report and member interaction is managed efficiently from a single, secure platform designed for modern SACCOs.

✨ Why Choose TujiAccount?

Built For Modern SACCOs

Every feature in TujiAccount is designed to simplify operations, improve financial accuracy, strengthen member relationships and help your SACCO grow with confidence.

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Member Management

Register, organize and manage every member from one secure and centralized platform.

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Savings Management

Automatically record deposits, monitor balances and generate accurate savings statements.

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Loan Automation

Process applications, approvals, repayments and interest calculations with ease.

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Real-Time Reports

Generate financial statements and management reports instantly.

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Mobile Money

Integrate seamlessly with M-Pesa and other payment platforms for effortless collections.

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SMS & Notifications

Keep members informed with automated reminders, alerts and announcements.

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Secure & Reliable

Role-based permissions, audit trails and encrypted data keep your financial information protected.

☁️

Cloud Access

Access your SACCO securely anytime, anywhere, from desktop, tablet or mobile.

More Than Software.
A Smarter Way To Run Your SACCO.

TujiAccount brings together member management, savings, loans, accounting, communication and reporting into one intuitive platform, empowering your team to work faster, make better decisions and deliver exceptional service to every member.

⚙️ Powerful Modules

Everything Your SACCO Needs In One Platform

TujiAccount combines every essential SACCO operation into a single, integrated platform. No more juggling multiple systems or manual processes—everything works together seamlessly.

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Member Management

Complete member registration, profiles, nominees and account management.

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Savings

Track deposits, withdrawals, shares and member contributions.

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Loan Management

Loan applications, approvals, guarantors, repayments and schedules.

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General Ledger

Maintain a complete and accurate financial ledger.

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Accounting

Income, expenses, journals, trial balance and financial statements.

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Dividend Processing

Automatically calculate and distribute member dividends.

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Reports & Analytics

Generate detailed financial, operational and management reports instantly.

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Mobile Money

Seamlessly integrate M-Pesa and bank payments into your workflows.

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SMS & Notifications

Notify members automatically about transactions, meetings and reminders.

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User Roles

Secure role-based access with approval workflows and permissions.

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Audit Trail

Track every transaction and system activity for complete accountability.

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Cloud Access

Securely access your SACCO from anywhere, on any device, anytime.

One Platform. Unlimited Possibilities.

Whether you're managing 50 members or 50,000, TujiAccount scales with your SACCO, helping you streamline operations, improve transparency and deliver exceptional service to every member.

🚀 How It Works

Start Managing Your SACCO In Just a Few Steps

We've made onboarding simple and stress-free. From the first demo to your first successful transaction, our team guides you every step of the way.

1

Book a Free Demo

Tell us about your SACCO and we'll demonstrate how TujiAccount fits your operations and future growth.

📅

Personalized Consultation

Understand your needs, answer your questions and plan the best implementation strategy.

⚙️

System Setup

Our specialists configure TujiAccount to match your SACCO's structure, loan products, savings plans and workflows.

2

We Configure Everything

No technical expertise required. We handle the heavy lifting while you focus on your members.

3

Import Your Members

We securely migrate your existing member records, balances and financial data into TujiAccount.

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Data Migration

Move from spreadsheets or legacy systems without losing important information.

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Training & Go Live

We train your staff and administrators, ensuring everyone is confident before launch.

4

Launch With Confidence

Start managing members, loans and savings from day one with full support from our team.

Grow Your SACCO

Enjoy automated operations, happier members, accurate reporting and continuous support as your SACCO grows.

🚀

Success Starts Here

With TujiAccount handling your daily operations, your team can focus on what matters most—serving members and growing the organization.

Ready to Modernize Your SACCO?

Join forward-thinking SACCOs that have replaced paperwork and manual processes with a secure, intelligent management platform.

🔗 Powerful Integrations

Connect Everything.
Run Your SACCO From One Platform.

TujiAccount seamlessly integrates with Kenya's leading payment, communication and business platforms, giving your SACCO one secure place to manage every transaction and every member.

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M-Pesa

🏛️

Banks

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SMS

📧

Email

📊

Reports

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Secure APIs

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Bank-Level Security

Every integration is protected using encrypted communication.

Real-Time Sync

Transactions are synchronized instantly.

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Cloud Connected

Access your integrations from anywhere.

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Always Protected

Continuous monitoring and secure authentication.

📈 Built For Performance

Built To Power
Modern SACCOs

TujiAccount is engineered to help SACCOs operate faster, smarter and more securely while delivering exceptional service to members.

24/7
System Availability

Access your SACCO securely from anywhere, at any time.

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Unlimited
Members

Grow from a small group to a large SACCO without changing systems.

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100%
Secure Transactions

Every transaction is encrypted and protected with enterprise-grade security.

☁️
Cloud
Ready

Automatic backups, remote access and seamless software updates.

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Loan Processing

Faster approvals and repayments.

📊

Instant Reports

Generate reports in seconds.

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Mobile Money

Integrated digital payments.

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Audit Trail

Every action is recorded for accountability.

💰 Flexible Pricing

Choose The Perfect Plan
For Your Organization

Whether you're managing a growing Chama, a thriving SACCO or a large cooperative, TujiAccount has a solution tailored to your needs.

STARTER

Chamas & Small Groups

Request
a quotation
  • ✔ Member Management
  • ✔ Savings Tracking
  • ✔ Loan Management
  • ✔ Reports
  • ✔ SMS Notifications
  • ✔ Mobile Money
  • ✔ Training Included
Get Started
⭐ MOST POPULAR
PROFESSIONAL

Growing SACCOs

Custom
tailored pricing
  • ✔ Everything in Starter
  • ✔ Accounting
  • ✔ General Ledger
  • ✔ Dividends
  • ✔ Multi User
  • ✔ Branch Support
  • ✔ Audit Trail
  • ✔ Priority Support
Book Free Demo
ENTERPRISE

Large Cooperatives

Contact
our sales team
  • ✔ Unlimited Members
  • ✔ Unlimited Branches
  • ✔ API Integration
  • ✔ Dedicated Support
  • ✔ Data Migration
  • ✔ Custom Reports
  • ✔ On-site Training
  • ✔ SLA Support
Contact Sales

Why We Offer Custom Pricing

Every SACCO operates differently. Your pricing is based on your organization's size, required modules, number of users, deployment preferences and support needs. This ensures you only pay for what you actually use.

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Members
🏢
Branches
⚙️
Modules
🛠️
Support
❤️ Customer Stories

Built Around Real SACCO Needs

Organizations choose TujiAccount because it simplifies daily operations, improves accountability and gives leaders confidence in their financial management.

★★★★★

"Managing member contributions and loan repayments used to take hours every week. TujiAccount has streamlined our workflow and made reporting much easier."

T

Treasurer

Community SACCO

★★★★★

"The system is easy to learn, secure and provides instant reports for our management committee. It has greatly improved transparency within our organization."

C

Chairperson

Savings & Credit Cooperative

★★★★★

"From onboarding to daily operations, the support team has been responsive and helpful. We now spend less time on paperwork and more time serving our members."

A

Administrator

Investment Group

🤝

Trusted Support

Friendly onboarding and ongoing assistance whenever you need it.

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Secure Platform

Built with modern security practices to protect your data.

Faster Operations

Automate repetitive tasks and reduce manual processing.

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Better Decisions

Access reports and insights that support informed decision-making.

Ready to Experience TujiAccount?

Join organizations that are simplifying member management, streamlining financial operations and improving transparency with TujiAccount.

🚀 Free Personalized Demo

Take the First Step Towards a Smarter SACCO

Discover how TujiAccount can simplify member management, automate savings and loans, improve financial transparency, and help your organization grow with confidence.

Personalized Demonstration

Tailored to your SACCO's size, structure and operational needs.

Expert Consultation

Receive guidance on digital transformation and best practices.

No Obligation

Learn how the platform works before making any commitment.

Demo Duration
30 Minutes
Cost
FREE

Book Your Free Demo

Complete the form below and our team will contact you within one business day.

🔒
Your information is safe.

We respect your privacy. Your details will only be used to schedule your demonstration and answer your questions.

No commitment required • Free consultation • Expert guidance

❓ Frequently Asked Questions

Have Questions?

We've answered some of the most common questions from SACCOs, Chamas, Investment Groups and Cooperatives considering TujiAccount.

Still Have Questions?

Speak with one of our product specialists and discover how TujiAccount can simplify your SACCO operations.

1

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